Niramaya Health Insurance Scheme

About the Scheme

1. Affordable Health Insurance to PwDs.
2. Health insurance cover of up to Rs. 1.0 lakh.
3. Facility for OPD treatment including the medicines, pathology, diagnostic tests, etc, Regular Medical checkup for non-ailing disabled,
4. Dental Preventive Dentistry,Non- Surgical/ Hospitalization, Corrective Surgeries for existing Disability including congenital
5. disability, Ongoing Therapies to reduce impact of disability and disability related complications, Alternative Medicine.
6. Transportation costs.
7. No pre-insurance medical tests required.
8. The scheme will be available in the entire country.

Scheme Description

1. The scheme envisages delivering comprehensive cover which will have a single premium across age band provide same coverage irrespective of the type of disability covered under the National Trust Act
2. Insurance cover upto Rs.1.0 lakh , on reimbursement basis only.
3. All persons with disabilities under the National Trust Act with valid disability certificate having UDID Card or UDID enrolment .number(with pwd certificate) will be eligible and included.
4. No pre-insurance medical tests
5. Treatment can be taken from any hospital.

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